Dynasty
Small Business Group Health Benefits

Your Best People Deserve Benefits. So Does Your Bottom Line.

Small-group PPO plans for businesses with 2 to 50 employees, plus tax credits most owners never claim.

Team members buying individual coverage on their own often pay more than a small-group plan would cost per employee.

Every dollar you spend on group premiums is a deductible business expense.

Your competitors offer benefits. Do you?

Takes 90 seconds. No obligation. Licensed agents only.

Benefits are a top retention driver
Group rates often beat individual
Section 45R credit may apply (qualifications required)
Employer-paid premiums generally deductible

Not Offering Benefits Is Costing You More Than Benefits Would

Replacing a senior hire costs 50–200% of annual salary. Executive-tier benefits are one of the highest ROI retention investments you can make, and most founders dramatically underestimate the leverage of a well-designed plan.

The Problem

No Group Plan

  • Team members on individual plans often pay more than a group plan would cost per head
  • Recruiting and retention suffer when you don't offer benefits
  • Premiums climb every renewal with no broker actively negotiating for you
  • Narrow-network plans frustrate your team and make recruiting harder
  • You may be missing the federal Section 45R small-business tax credit
  • You're stitching together coverage piecemeal instead of one clean plan

The Solution

Executive Group Plan

  • Small-group PPO plans built for businesses with 2–50 employees
  • Major carrier networks accepted, depending on availability in your state
  • Employer-paid premiums are generally tax deductible as a business expense
  • Some employers may qualify for up to a 50% federal tax credit (Section 45R, requires SHOP enrollment and other criteria)
  • Retain your team: benefits are a top reason employees stay past year two
  • One licensed benefits specialist handles enrollment, renewal, and compliance

What Group Plans Cover for Your Entire Team

Comprehensive coverage that attracts talent and keeps people healthy.

Doctor Visits

Primary care and specialist access for all employees

Nationwide Network

Cover employees in multiple states or locations

Emergency Care

ER and urgent care covered wherever employees are

Prescriptions

Comprehensive drug formularies for your whole team

Dental & Vision

Add-on group plans available for the whole team

Mental Health

EAP and therapy coverage included in most group plans

Preventive Care

Annual physicals and screenings fully covered

Telemedicine

Virtual visits keep employees healthy without missing work

Setting Up Group Benefits Is Easier Than You Think

Three steps to protecting your team.

1

Strategy Review

An executive benefits strategist reviews your team profile, growth stage, and talent goals to design the right plan structure.

2

Curated Plan Selection

We compare top carriers, design tiered benefits for executives and key hires, and present a clear total compensation picture.

3

Rest Easy

We handle enrollment for your team and stay on as your dedicated benefits strategist for renewals, claims, and design changes.

Why Dynasty

Small Businesses Deserve Real Benefits Too

Most owners assume group benefits are too complicated or too expensive. With the right plan design and carrier mix, a 2–50 employee business can offer real PPO coverage and qualify for the federal small business tax credit at the same time.

Our licensed specialists are compensated by carriers, never by you, and handle everything from plan selection to enrollment to annual renewals.

Licensed in Your State

Every agent we work with is state-licensed and compliant.

Carrier-Compensated

Premiums are identical whether you work with us or buy direct. Carriers compensate us.

5-Minute Response

A dedicated benefits strategist contacts you within 5 minutes.

Your Data Is Secure

We don’t sell your information to advertisers. Your details go only to our licensed insurance partners.

Owners Cutting Costs Without Cutting Coverage

Small business owners are switching their teams to private group PPO plans and saving hundreds per employee while keeping the doctors their people trust.

Was paying

$1,180/employee

Now pays

$720/employee

We were burning $1,180 per guy on individual plans. Group PPO dropped us to $720 per employee with a better network. The tax credit covered the broker fee twice over.

Anthony R.

Construction, 12 employees

Houston, TX

Was paying

$1,050/employee

Now pays

$680/employee

Half my team was buying their own plans for over a grand a month. We pulled them onto a group plan at $680, kept everyone's doctor, and morale went up overnight.

Priya M.

Marketing agency, 8 employees

Atlanta, GA

Was paying

$1,320/employee

Now pays

$815/employee

Recruiting was killing us without benefits. Got a group PPO for $815 per employee versus what they were paying solo. Two new hires accepted within a week of us announcing it.

Jamal W.

Logistics, 22 employees

Charlotte, NC

Group savings stories are illustrative of typical outcomes. Actual rates depend on group size, employee ages, state, plan selection, and underwriting. A licensed benefits specialist will quote your business directly.

Your Team Deserves Real Benefits. Let's Build a Plan.

90 seconds to get started. Free, no obligation. Licensed small business specialists.

Secure & Private Free, No Obligation Licensed Agents