Stop Asking Permission to See a Doctor
Private health coverage for healthy adults under 65. You may be able to see the specialists you want and skip the referrals.
Your current plan may require a referral just to see a specialist.
Your premium may climb at renewal while your network shrinks.
You may pay full price for care until you meet a deductible you rarely reach.
Takes 90 seconds. No obligation. Licensed agents only.
HMO Plans Can Put Limits Between You and Your Doctor.
Many HMO plans manage costs with referrals, narrow networks, and prior authorizations. Private health coverage that accesses a PPO network may reduce some of that.
The Problem
HMO & Narrow Network Plans
- Restricted to narrow networks, your doctor may not be covered
- Referrals often required just to see a specialist
- Deductibles that must be met before some benefits apply
- Limited coverage outside your plan's service area
- Limited plan options in rural areas
- Pre-authorization delays for procedures
The Solution
Private Health Coverage
- You may be able to see the doctors and specialists you want, often without a referral
- Coverage that can access a PPO network of doctors and hospitals
- Plan options with a range of deductibles and benefits
- You stay in control of your care
- Often less red tape than narrow-network plans
What Private Health Coverage Can Include
Benefits vary by plan and availability.
Specialist Access
You may be able to see specialists without a referral
PPO Network Access
Coverage that can access a PPO network of doctors and hospitals
Emergency Care
Emergency room care coverage, depending on your plan
Prescriptions
Broad formulary
Dental & Vision
Add-on options with some plans
Telemedicine
Virtual visits, not available with every plan or in every state
Getting Better Coverage Is Easy
Three simple steps to a plan that actually works.
Coverage Review
A licensed agent reviews your situation to identify what you actually need and what you're currently missing.
Choose Your Plan
A licensed agent compares private health coverage options and walks you through what may fit, with clear pricing from the carrier.
Rest Easy
Enroll and get coverage that may let you see the doctors you want, without asking permission.
Real Coverage. Real People. No Runaround.
Dynasty Insurance Group is a team of licensed insurance agents. We do not push a plan on you. We look at your doctors, your budget, and your life. Then we find what fits.
No pressure. No hidden fees. Just a plan that fits.
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Every agent we work with is state-licensed and compliant.
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Our service costs you nothing. We are paid per lead by our licensed insurance partners.
5-Minute Response
A licensed agent contacts you within 5 minutes on business days.
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See What Private Health Coverage You May Qualify For
Takes 90 seconds. No obligation. A licensed agent will contact you within 5 minutes with private health coverage options that may fit.